1.
Kusumawati R, Zainuri A. Determinants of Saving Behavior in Higher Education: Evidence from Indonesian University Students. Sentralisasi. [Internet]. 2026 Sep. 7 [cited 2026 Sep. 9];15(3):306-31. Available from: https://ejournal.um-sorong.ac.id/index.php/sentralisasi/article/view/5891