KUSUMAWATI, Rita; ZAINURI, Ahma. Determinants of Saving Behavior in Higher Education: Evidence from Indonesian University Students. SENTRALISASI, [S. l.], v. 15, n. 3, p. 306–331, 2026. DOI: 10.33506/sl.v15i3.5891. Disponível em: https://ejournal.um-sorong.ac.id/index.php/sentralisasi/article/view/5891. Acesso em: 9 sep. 2026.